Application Fee Limit Checker

Application fees are not regulated in most US states, but several states ban them or cap them at actual screening costs. Select your state to see what landlords can legally charge before approving a rental application.


How to use this tool

Select your state and click Check limit. The result shows the maximum application fee a landlord can legally charge under your state’s law. “No statutory limit” means your state does not cap the fee; the landlord can charge any commercially reasonable amount disclosed upfront in the listing.

Understanding your results

States that cap or ban application fees do so to protect renters from being charged excessive screening fees, particularly in competitive markets where applicants might apply to many properties simultaneously. Where a cap exists, it typically covers the landlord’s actual costs for a credit check and tenant screening report. Charging more than the statutory limit is a civil violation in those states. In states with no limit, question any fee that seems disproportionate relative to the cost of a standard credit check.

Legal context

Application fee regulation is a rapidly evolving area of landlord-tenant law. Massachusetts prohibits application fees entirely. New York caps fees at $20 or the actual cost of a credit check, whichever is lower. California limits fees to the landlord’s actual screening costs, with the maximum adjusted annually for CPI (approximately $65 in 2024). Oregon and Minnesota require fees to reflect actual costs only with no profit. Most other states impose no cap. In states with no statutory limit, landlords must typically disclose the fee amount before accepting it, and some states require a receipt or accounting of how the fee was spent. Verify the current rule in your state, as this area of law has seen significant legislative activity since 2020.

Frequently asked questions

Are application fees legal in California?

Yes, but they are capped. California limits application fees to the landlord’s actual out-of-pocket screening costs. The maximum is adjusted annually for the Consumer Price Index; it was approximately $65.19 in 2024. The landlord must provide a written receipt and an itemised accounting of how the fee was spent. If the property is rented to someone else or remains vacant, the unused portion must be refunded. California Civil Code Section 1950.6 governs application fees.

Can landlords charge application fees in Texas?

Yes. Texas does not cap application fees. Landlords can charge whatever amount they choose, provided it is disclosed before the application is submitted. Texas law does not require a refund if the application is denied or the landlord rents to another applicant. Always confirm the fee in writing before submitting your application to avoid disputes.

What is the application fee limit in New York?

New York caps application fees at $20 or the actual cost of a credit and background check, whichever is lower. The cap applies to residential rental applications statewide. If an applicant provides their own credit report from within the past 30 days, the landlord cannot charge any fee at all. Landlords who charge more than the legal limit are liable to the applicant for a refund plus damages.

Is there a limit on application fees in Florida?

No. Florida does not cap rental application fees. Landlords can charge any amount, though they must disclose non-refundable fees before accepting them. Florida’s lack of a cap has led to some landlords charging fees of $100 or more, particularly in high-demand markets like Miami and Orlando. If you are applying for multiple properties, these costs can add up quickly. Always ask whether the fee is refundable and what screening process it covers.

Are application fees refundable?

In most states, application fees are non-refundable once a landlord has begun processing your application. Some states, including California, require the unused portion to be refunded if the landlord did not actually conduct a screening check or if the property is rented to another applicant. Always ask whether the fee is refundable before paying. In states with no statutory rule, a landlord’s refund policy is governed by what they disclose in the application, not by law.

Can I provide my own credit report to avoid a fee?

In New York, providing your own credit report from within the past 30 days eliminates the landlord’s right to charge any application fee. In California, landlords are not required to accept your report but may choose to do so. In most other states, there is no statutory right to substitute your own report for the landlord’s screening fee. Asking your prospective landlord to accept a recent copy of your credit report is always worth trying, regardless of what the law requires.

What are landlords allowed to use application fees for?

In states that regulate fees, landlords can only use application fees for actual screening costs: credit check, background check, and eviction history report. They cannot use the fee to cover administrative costs, postage, or as a revenue stream. In California and Oregon, landlords must provide an itemised receipt showing exactly how the fee was spent. In states with no statutory limit, landlords face no such accounting obligation, though charging clearly disproportionate fees may invite dispute.

What can I do if a landlord charges an illegal fee?

Document the charge in writing, including any receipts or email correspondence. Send the landlord a written demand for a refund citing the relevant statute. If they refuse, you can file a complaint with your state’s consumer protection office or file a claim in small claims court. In New York and California, the statutory penalties for overcharging can include damages beyond the fee itself. Contact your local tenant rights organisation for advice specific to your state.

Can a landlord charge multiple application fees?

Some landlords list properties on multiple platforms and may attempt to collect a separate application fee from each source. In California, a landlord can only charge the statutory limit once per application, regardless of how many platforms the application came through. In states with no cap, this is less clear, but charging two fees for one background check would likely be challenged as unjust enrichment. Always confirm that you are only being charged once before submitting payment.

Are application fees different from holding deposits?

Yes. An application fee covers the cost of processing your application and is typically non-refundable. A holding deposit is paid after an offer has been accepted to reserve a property while final checks are completed; it is usually credited toward the security deposit if you proceed. Some states regulate holding deposits separately from application fees. If a landlord combines both into a single charge, ask for a written breakdown of what each component covers and what the refund terms are.

Related tools

Security Deposit Limit Checker | Deposit Return Deadline Checker | Rent Increase Notice Checker